Archive for July 2013
Federal Budget Deficit Plummets
The big news over the last week was the U.S. Treasury Office’s release of the federal budget. A trend has formed in the federal budget since the recovery from the Great Recession. Federal tax receipts are way up, and federal spending is way down. The combination of these factors has cut the U.S. budget deficit…
Read MoreLocation Optimization: What Does it Mean?
A debate has surfaced in our industry over the last few years on what’s being called “location optimization.” Location optimization, or as some call it, “asset location,” is the practice of buying and holding investments based on the tax consequence the asset generates by holding it. For example, an average household’s portfolio may consist of…
Read MoreRetirement Planning : Social Security Optimization
Retirement age has finally come for many within the baby boom generation. Whether that be a young boomer retiring early at 58, a 62 year old retiring simply because she is finally eligible for Social Security, a 66 year old “hanging it up” because he is eligible for his work pension, or a 69 year…
Read MoreHealth Insurance Mandate Pushed Back
One of the more crucial parts of the new healthcare law for 2014 is being pushed back to 2015. Employers with greater than 50 employees were being required to provide health insurance beginning 2014, but the Obama Administration changed that requirement to 2015 instead. This should ease the minds of many business owners who were…
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