Financial Focus.
How do you balance immediate financial needs with long-term strategies to build and conserve wealth? In our regular Financial Focus articles, we provide answers with insights into financial planning, investment management, retirement planning, tax effciency, and income planning.
Oct 17, 2016
Coffee Group Hits Ground Running
Our monthly Coffee Group has been a huge success as clients have been able to meet and greet other advisors and First Pacific staff.
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Sep 3, 2016
First Pacific Expands to Portland Office
First Pacific Financial is growing — we are pleased to announce that our team is opening an office in downtown Portland! The Portland office will be located in the Columbia Square Building at: 111 SW Columbia Street.
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Sep 2, 2016
Cell Phones: Best Bang for Your Buck
Comparing cell phone plans can be difficult. With hidden fees, alternative coverage areas, and differing data, text, and phone options, it can feel almost impossible to choose which plan is right for your family. Like with many financial decisions, it helps to begin with the end in mind.
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Jul 8, 2016
America’s Divided Recovery
With a growing chorus of college grads bringing their student loan woes to the forefront of this election cycle, many have questioned the value of a college education. Georgetown University’s Center on Education and the Workforce recently put out a striking report that depicts the growth in the labor market since the Great Recession. Workers with an Associate’s degree or even some college have fared far better in the workforce adding 3.1 million jobs versus those with only a high school diploma who have added a meager 80,000 jobs. Workers with a Bachelor’s Degree or higher? They’ve added 8.4 million jobs.
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Jun 9, 2016
Savings for the Grandkids’ College Education
According to U.S News and World Report, in a recent survey, more than 50% of grandparents are saving or plan to start saving for grandchildren’s college expenses. Most of them chose to save into a 529 college savings plan that provides tax deferred growth and tax free withdrawal for education purposes. 529 college savings plans are free from federal income taxes until the money is withdrawn for qualified educational spending.
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Jun 9, 2016
Why Oil Prices Fluctuate
The main reason they fluctuate is supply and demand. But this is not the only reason.
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Jun 2, 2016
Protect Thyself from Thyself: Investor Biases
Over an investor’s lifetime, there is likely to be many opportunities to fall victim to one or more of the biases Pfau outlines. Even the most successful investors can fall into these behavioral missteps without a trained and experienced advisor watching out for us.
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Jun 2, 2016
Tax Savvy Giving
At First Pacific Financial, we often evaluate these types of strategies for our clients. There can be many factors to consider in your individual situation and these should be carefully understood and evaluated before making this a long term strategy.
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May 16, 2016
Client Vault: Filing System at Your Fingertips
The Client Vault solves the organization issue by allowing our clients to upload, store, and access any electronic file from a computer, tablet, or smartphone with an internet connection.
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May 13, 2016
The Role of an Executor: What am I responsible for?
In the role of Executor, the complexity of your responsibilities will vary based on the complexity of the decedent’s assets. In general, you are responsible for sorting out the finances of the deceased, making sure debts and taxes are paid, and distributing assets to the heirs.
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